About NestDecide

NestDecide is a free tool that helps Americans make one of the most important financial decisions of their lives — whether to rent or buy a home.

We built this because most rent vs buy calculators are either too simple (they ignore taxes, maintenance, and opportunity cost) or too complicated (they're made for financial advisors, not regular people).

NestDecide gives you a clear, honest answer in seconds, pre-filled with real data for your city.

Our Data Sources

• Home prices & rent: Zillow Research (Zillow Home Value Index + Zillow Observed Rent Index)
• Mortgage rates: Federal Reserve Economic Data (FRED) — 30-year fixed rate mortgage average
• Property taxes: U.S. Census Bureau, American Community Survey
• Appreciation rates: FHFA House Price Index, historical 10-year averages

Disclaimer

NestDecide is for informational purposes only. It is not financial, legal, or tax advice. Always consult a licensed financial advisor before making major financial decisions. Data is updated periodically but may not reflect the most current market conditions.